Calculators
45 free calculators for tax, debt, property, savings, employment, business, and cost of living. No sign-up. Runs entirely in your browser.
Income Tax Calculator
Calculate your South African income tax, PAYE, and take-home pay.
Transfer Duty Calculator
Calculate transfer duty on South African property purchases.
Capital Gains Tax Calculator
Calculate capital gains tax on asset disposals in South Africa.
Medical Tax Credits Calculator
Calculate your Section 6A and 6B medical tax credits.
Retirement Tax Calculator
Calculate retirement contribution deductions and lump sum tax.
Small Business Tax Calculator South Africa
Calculate tax for qualifying Small Business Corporations.
VAT Calculator South Africa
Add or remove 15% VAT from any amount instantly.
Two-Pot Withdrawal Calculator
Estimate the tax on a two-pot retirement savings withdrawal.
Provisional Tax Calculator
Calculate your IRP6 provisional tax payments for each period.
Donations Tax Calculator
Calculate donations tax on gifts exceeding R100,000 per year.
Tax Emigration Calculator
Calculate deemed disposal CGT and retirement exit tax when ceasing SA tax residency.
Foreign Employment Income Calculator
Calculate Section 10(1)(o)(ii) foreign employment exemption and foreign tax credits.
Debt & Credit
View all debt & credit →Car Payment Calculator
Calculate your monthly vehicle finance instalment with NCA fees and balloon payment.
Personal Loan Calculator
Calculate personal loan repayments with NCA-regulated fees and rate warnings.
Credit Card Payoff Calculator
See how long it takes to pay off your credit card and compare payoff strategies.
Car Settlement Calculator
Estimate your early vehicle settlement: Rule of 78 vs actuarial method.
Debt Consolidation Calculator
Compare snowball, avalanche, and consolidation strategies for multiple debts.
Affordability Calculator
Check your debt-to-income ratio and how much additional credit you can afford.
Property
View all property →Home Loan Repayment Calculator
Calculate your home loan repayment and see how extra payments save interest.
Bond Registration Cost Calculator
Estimate attorney and deeds office fees to register your home loan bond.
Property Transfer Cost Calculator
See the total once-off costs of buying property: transfer duty, attorney fees, and bond registration.
Rent vs Buy Calculator
Compare renting vs buying over 5-30 years with full cost analysis.
Rental Yield Calculator
Calculate gross yield, net yield, and cash-on-cash return for investment property.
Municipal Rates Calculator
Estimate monthly municipal property rates for the 6 major metros.
Savings & Investments
View all savings & investments →Compound Interest Calculator
See how your money grows over time with compound interest.
Retirement Projection Calculator
Project your retirement fund balance and monthly income at retirement.
TFSA Calculator
Project your Tax-Free Savings Account growth and contribution room.
Fixed Deposit Calculator
Calculate fixed deposit returns after interest tax and exemptions.
Education Savings Calculator
Plan for university fees with education inflation and savings projections.
Emergency Fund Calculator
Calculate your emergency fund target and how long it takes to build.
Employment
View all employment →Salary to Hourly Converter
Convert your salary between hourly, daily, weekly, monthly, and annual.
UIF Benefit Calculator
Estimate your UIF unemployment benefits, duration, and total payout.
Retrenchment Package Calculator
Estimate your retrenchment package: severance, notice pay, leave payout, and tax.
Overtime Calculator
Calculate overtime pay under the BCEA: 1.5× weekday, 2× Sunday and public holidays.
Leave Days Calculator
Check your BCEA leave entitlements: annual, sick, and family responsibility leave.
Cost of Living
View all cost of living →Electricity Cost Calculator
Estimate your monthly electricity cost based on kWh usage and tariff type.
Inflation Impact Calculator
See how inflation erodes your money's purchasing power over time.
Solar Savings Calculator
Calculate how long a solar system takes to pay for itself.
Fuel Cost Calculator
Calculate fuel cost per trip using current SA regulated prices.
Vehicle Total Cost Calculator
Calculate the true monthly cost of owning a vehicle: finance + fuel + insurance + maintenance.
Household Budget Calculator
Budget your expenses using the 50/30/20 framework for South Africa.
Currency Converter (ZAR + Top 10 Currencies)
Convert ZAR to USD, EUR, GBP, JPY, AUD, CAD, CHF, CNY, INR — and back — using live ECB rates.